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Investment grade

The boundary below which an issue counts as speculative; it decides who is permitted to hold the bond at all.

How to read the number

The line matters because of mandates: some managers are obliged to sell an issue that drops below it, whatever they think of the issuer.

When the metric lies

Forced selling arrives in a short burst and presses the price harder than the deterioration warrants. A fall on a downgrade often says more about mandates than about default probability.

Also known as: investment category, above the speculative line

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