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Sustainable growth rate

The rate at which a company can grow without raising new capital and without increasing leverage.

Formula

g = ROE \times (1 - \text{Payout ratio})

Both quantities are fractions of one. The payout ratio is the share of profit handed to shareholders; the remainder is reinvested and feeds growth.

How to read the number

Ties payout policy to growth directly: paying out more, a company grows more slowly unless it borrows.

When the metric lies

The formula assumes an unchanged return on capital. At a company investing in ever less rewarding projects the computed rate is overstated.

Also known as: sgr

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