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Tax shield

The tax saving that arises because interest on debt reduces taxable profit while dividends do not.

Formula

\text{Shield} = \text{Interest} \times t

t is the profit tax rate as a fraction of one. The shield only works where there is profit for that tax to be paid from.

How to read the number

Part of the benefit of debt financing: the same headline rate costs the company less than its face value.

When the metric lies

With a loss the shield does not work, and unused interest is carried forward neither always nor in full. For a loss-making company the advantage of debt is absent.

Also known as: interest tax shield

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