AFRM: financial statements from SEC — TradeAlmanac

AFRM

Affirm Holdings, Inc.: financial statements

Company reports as filed with the U.S. Securities and Exchange Commission.

AnnualQuarterly

Income statement

Metric	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024
Revenue	1.04bn	1.12bn	933m	783m	866m	698m
Selling, general and administrative	145m	141m	145m	134m	139m	138m
Operating expenses	950m	1.01bn	870m	792m	871m	831m
Operating income	88m	118m	64m	−8m	−4m	−133m
Interest expense	114m	112m	110m	108m	108m	104m
Pre-tax income	107m	133m	83m	5m	83m	−98m
Income tax	4m	4m	2m	3m	2m	2m
Net income	103m	130m	81m	3m	80m	−100m
Earnings per share	0.31	0.39	0.24	0.01	0.25	−0.31
Earnings per share, diluted	0.30	0.37	0.23	0.01	0.23	−0.31
Weighted average shares	337m	334m	330m	324m	322m	318m
Weighted average shares, diluted	348m	349m	348m	344m	345m	318m

Balance sheet

Metric	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024
Cash and equivalents	1.72bn	1.53bn	1.43bn	1.35bn	1.35bn	1.20bn	1.05bn	1.30bn
Receivables	231m	268m	284m

Cash flow

Metric	Sep 30, 2025	Sep 30, 2024
Operating cash flow	375m	197m
Depreciation and amortisation	65m	47m
Share-based compensation	86m	94m
Capital expenditure	54m	44m
Investing cash flow	−140m	−575m
Financing cash flow	110m

Amounts in USD unless stated otherwise. Sources: Nasdaq Trader, Yahoo Finance, U.S. Securities and Exchange Commission (EDGAR)