BFH: financial statements from SEC — TradeAlmanac

BFH

Bread Financial Holdings, Inc.: financial statements

Company reports as filed with the U.S. Securities and Exchange Commission.

AnnualQuarterly

Income statement

Metric	Mar 31, 2026	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Sep 30, 2024	Jun 30, 2024
Revenue	1.02bn	971m	929m	970m	983m	939m
Interest expense	193m	210m	220m	225m	240m	241m
Pre-tax income	243m	196m	174m	197m	40m	180m
Income tax	62m	8m	35m	55m	37m	47m
Net income	181m	188m	139m	138m	2m	133m
Earnings per share	4.19	4.04	2.97	2.81	0.05	2.69
Earnings per share, diluted	4.15	3.96	2.94	2.78	0.05	2.66
Weighted average shares	43m	47m	47m	49m	50m	50m
Weighted average shares, diluted	43m	48m	47m	50m	51m	50m

Balance sheet

Metric	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024
Cash and equivalents	3.64bn	3.60bn	3.76bn	3.80bn	4.21bn	3.68bn	3.45bn	4.05bn
Property, plant and equipment	112m	117m	122m

Cash flow

Metric	Mar 31, 2026	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Sep 30, 2024	Jun 30, 2024
Operating cash flow	487m	—	—	393m	—	—
Depreciation and amortisation	19m	20m	20m	21m

Amounts in USD unless stated otherwise. Sources: Nasdaq Trader, Yahoo Finance, U.S. Securities and Exchange Commission (EDGAR)