SOFI: financial statements from SEC — TradeAlmanac

SOFI

SoFi Technologies, Inc.: financial statements

Company reports as filed with the U.S. Securities and Exchange Commission.

AnnualQuarterly

Income statement

Metric	Mar 31, 2026	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Sep 30, 2024	Jun 30, 2024
Revenue	1.10bn	962m	855m	772m	697m	599m
Cost of revenue	171m	161m	150m	136m	124m	110m
Research and development	188m	167m	152m	156m	140m	132m
Selling, general and administrative	198m	188m	165m	156m	149m	145m
Interest expense	308m	306m	275m	265m	292m	262m
Pre-tax income	200m	149m	112m	80m	64m	15m
Income tax	33m	9m	15m	9m	3m	−2m
Net income	167m	139m	97m	71m	61m	17m
Earnings per share	0.13	0.12	0.09	0.06	0.06	0.01
Earnings per share, diluted	0.12	0.11	0.08	0.06	0.05	0.01
Weighted average shares	1.28bn	1.17bn	1.11bn	1.10bn	1.07bn	1.06bn
Weighted average shares, diluted	1.38bn	1.29bn	1.18bn	1.19bn	1.10bn	1.07bn

Balance sheet

Metric	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024
Cash and equivalents	3.40bn	4.93bn	3.25bn	2.12bn	2.09bn	2.54bn	2.35bn	2.33bn
Goodwill	1.39bn	1.39bn	1.39bn

Cash flow

Metric	Mar 31, 2026	Mar 31, 2025
Operating cash flow	−2.31bn	22m
Depreciation and amortisation	68m	55m
Share-based compensation	72m	64m
Capital expenditure	68m	53m
Investing cash flow	−2.39bn	−1.44bn
Financing cash flow	3.11bn

Amounts in USD unless stated otherwise. Sources: Nasdaq Trader, Yahoo Finance, U.S. Securities and Exchange Commission (EDGAR)