SYF: financial statements from SEC — TradeAlmanac

SYF

Synchrony Financial: financial statements

Company reports as filed with the U.S. Securities and Exchange Commission.

AnnualQuarterly

Income statement

Metric	Mar 31, 2026	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Sep 30, 2024	Jun 30, 2024
Revenue	4.64bn	4.72bn	4.52bn	4.46bn	4.61bn	4.41bn
Interest expense	968m	1.01bn	1.07bn	1.09bn	1.18bn	1.18bn
Pre-tax income	1.05bn	1.43bn	1.26bn	984m	1.03bn	844m
Income tax	242m	352m	289m	227m	239m	201m
Net income	805m	1.08bn	967m	757m	789m	643m
Earnings per share	2.29	2.89	2.51	1.91	1.96	1.56
Earnings per share, diluted	2.27	2.86	2.50	1.89	1.94	1.55

Balance sheet

Metric	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024
Cash and equivalents	20.56bn	14.97bn	16.25bn	19.46bn	21.63bn	14.71bn	17.93bn	18.63bn
Goodwill	1.36bn	1.36bn	1.27bn

Cash flow

Metric	Mar 31, 2026	Mar 31, 2025
Operating cash flow	2.18bn	2.20bn
Depreciation and amortisation	143m	125m
Investing cash flow	1.52bn	3.60bn
Dividends paid	104m	97m
Share buybacks	900m	605m
Financing cash flow	1.88bn

Amounts in USD unless stated otherwise. Sources: Nasdaq Trader, Yahoo Finance, U.S. Securities and Exchange Commission (EDGAR)