TradeAlmanac
Sign in

Lender of last resort

The central bank's role of supplying liquidity to a solvent bank when no one else will lend to it.

How to read the number

The classical rule is to lend freely, against good collateral, at a penalty rate: that cures a shortage of liquidity and does not rescue an institution that is already insolvent.

When the metric lies

In the middle of a crisis the line between illiquidity and insolvency is invisible, and the decision is taken on knowingly incomplete information.

Also known as: emergency liquidity

Related terms