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Tax on redemption discount

The difference between par and the purchase price is treated as income at redemption and taxed.

How to read the number

A bond bought below par therefore creates a tax charge even where there is no coupon at all.

When the metric lies

Discount issues and deeply cheapened bonds look better on pre-tax yield. After withholding the gap against coupon-paying bonds narrows, and occasionally reverses.

Also known as: discount taxation at maturity

Related terms