FNB: financial statements from SEC

Income statement

Metric	Mar 31, 2026	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Sep 30, 2024	Jun 30, 2024
Revenue	569m	596m	583m	559m	583m	557m
Interest expense	210m	237m	235m	236m	260m	241m
Pre-tax income	174m	190m	166m	148m	140m	157m
Income tax	37m	40m	36m	31m	30m	34m
Net income	137m	150m	130m	117m	110m	123m
Earnings per share	0.38	0.41	0.36	0.32	0.30	0.34
Earnings per share, diluted	0.38	0.41	0.36	0.32	0.30	0.34

Metric	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024
Cash and equivalents	2.66bn	2.50bn	2.41bn	2.43bn	2.45bn	2.42bn	2.08bn	1.88bn
Goodwill	2.48bn	2.48bn	2.48bn	2.48bn	2.48bn	2.48bn	2.48bn	2.48bn
Total assets	50.63bn	50.23bn	49.89bn	49.73bn	49.02bn	48.63bn	47.98bn	47.72bn
Short-term debt	2.16bn	2.02bn	1.91bn	1.88bn	1.97bn	1.26bn	1.56bn	3.62bn
Long-term debt	2.00bn	1.90bn	2.10bn	2.69bn	2.51bn	3.01bn	2.52bn	2.02bn
Total liabilities	43.83bn	43.47bn	43.25bn	43.20bn	42.60bn	42.32bn	41.73bn	41.63bn
Equity	6.80bn	6.76bn	6.64bn	6.52bn	6.42bn	6.30bn	6.25bn	6.09bn
Shares outstanding	—	375m	375m	375m	375m	375m	375m	375m
Shares issued	375m	375m	375m	375m	375m	375m	375m	375m
Treasury shares	19m	18m	17m	16m	16m	15m	15m	15m

Metric	Mar 31, 2026	Mar 31, 2025
Operating cash flow	151m	64m
Depreciation and amortisation	23m	18m
Capital expenditure	18m	21m
Investing cash flow	−299m	−335m
Dividends paid	43m	44m
Share buybacks	35m	10m
Financing cash flow	309m	297m