Kite

Here the payer is meant to be software rather than a person: Kite builds a network where autonomous agents get their own identity, spending rules, and settlement between each other without a human in every transaction. An agent's identity is kept separate from the owner's wallet so that the program's authority stays bounded. The field grew out of an obvious gap — models can already act, while banking rails assume a payer with a passport. KITE covers that settlement and platform governance.